About this site
This is an independent reference on what makes a condominium project risky to buy into — the conditions that block financing, trigger special assessments, or surface in a reserve study or a state-mandated structural report.
What this site does not do
It performs no inspections. It reviews no condominium documents. It does not approve projects, arrange financing, refer anyone to anyone, or sell anything. It is not affiliated with any association, management company, lender, insurer, or government agency.
It will not tell you whether a particular building is approved. That is the question most people arrive with, and answering it is not something a third party can responsibly do. What the site does instead is explain what approval means, what removes it, and where the official lookups are — including the uncomfortable fact that a buyer can check FHA approval directly but cannot self-verify conventional warrantability at all.
Who publishes it
The site is published by Stonebriar Property Inspections, a home inspection company based in Plano, Texas. That is disclosed here rather than in the masthead for a specific reason: this reference is national in scope, and the publisher is licensed only in Texas. Presenting it as an inspection company would imply a service it does not and cannot offer here.
Why a reference like this exists
Search almost any condominium financing question and the results are written by parties with something to sell — lenders, management companies, reserve-study firms, law firms advertising for construction-defect plaintiffs. Much of it is also simply out of date. The agency rules on condominium project review changed materially in 2026, and a great deal of what is published still describes the position before those changes.
Every threshold on this site carries the date it applies from, or is described qualitatively. Where a commonly repeated figure has no reliable source, the pages say so instead of repeating it. Several pages exist mainly to correct something widely believed and wrong.
How it is written
Every factual claim traces to a primary source: HUD Handbook 4000.1, the Fannie Mae Selling Guide, 38 CFR, the Florida Statutes, CPSC publications, ASTM and NFPA standards, and the Federal Register. Where a source could not be read directly, the pages describe what was verified rather than asserting what was not.
No page names a specific condominium project, association, board, management company, insurer or lender, and none ever will. This site describes categories of condition, not buildings.